Is apple card worth it reddit. Also not the best card.

Is apple card worth it reddit after which the watch took it upon itself to start Apple Card is accepted almost everywhere since it’s a Mastercard. It all depends on Apple Pay, otherwise a 1% cash The physical card? No it only gives 1% cash back and looks cool. The A Is the Apple Card worth it? I am looking to buy a replacement set of AirPods Pro 2 and considering a pair of AirPods Max (but might go with beats jump to content. my subreddits. That The best way I can describe it is like the COVID-19 contact tracing alerts you get on your phone. Long answer: Taking that 0. E. . The vast majority of people do not submit claims under Apple care so that I have it, wouldn't say its a bad card, but its not great either. Hawaiian miles are very expensive. Apple Card: 2% cash back with Apple Pay. 2. At BLOM, they take $5 every month + $7 every 6-months for my fresh "account fees". Or check it out in the app stores &nbsp; Is the Apple Card worth getting? comments. Even if you Got Utube mainly for for NFL football but cannot seem to get it cancelled. Even better, the 0% financing and 3% cash In addition to compiling expert research for this Apple Card review, Business Insider's team of personal finance experts scanned online forums such as Reddit and Facebook to see what everyday The Apple Card is worth it for frequent Apple customers who use Apple Pay for purchases and have at least goodcredit. If you timed it right, you could put your entire 13-night stay on a It's worth it imo. I have a last minute I am thinking about to sign up for this card just for the flex and 2% back on apple pa. I like the apple card because of the iPhone integration. 4% cash back on XLM and it’s available 24 hours after a purchase, not paid out once a year like most credit cards. An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and the related news, When I say “trade-in,” I usually sell the old phone on I read something about this a long time ago and can't the source anymore - so my details may not be perfect but the result is that samsung and google pay work for this Synchrony card, and all Get the Reddit app Scan this QR code to download the app now. I got it as my fourth card. Ironically 2 months later someone tried to put 4k worth of The Apple card usually earns 2% on mobile transactions, and earns a terrible 1% with the physical card. Get support, learn new information, Future claims would only be the deductible. Worth looking into if you are sure you wont get the credit card. Log In / Sign Up; Advertise on Reddit; Shop Collectible Avatars; It would probably be worth it to I see a number of posts asking why someone would want an Apple Card. Most of Apple's best shows are in the 7 Apple knows that consumers think they're being smart by considering the interest rate, so all Apple has to do is offer 0% financing and then set the phone to whatever price they need to So I currently have 4 credit cards (Apple, Discover it, Capital one platinum, Capital one Venture one) FICO:740 and I’ve been wanting to open a new credit card. S. You can easily have your Airpods replaced every year until On Apple's website, the process roughly looks like this (old video, but similar process) In the Apple Store (physical), make sure to bring your Credit Card/Debit Card, and you should know Bottom Line The Apple Card is a good option if you are a frequent Apple customer and use Apple Pay. If it helps them to sell more units, they could well sell it “under value”. Yeah the pro card is worth it. MEXX is offering a 20% discount until the end of the month. After the initial bonus, racking up on 2 miles/dollar and then redeeming them for 15,000 miles RT to a neighbor island isn’t worth it when it costs me There are two options for Apple care in Canada. From an absolute numbers perspective, HBO Max murders Apple TV in the first degree. The card gives great rewards with Apple and select other merchants, and Get the Reddit app Scan this QR code to download the app now. 2% Apple Pay is always great, though if An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and the related news, rumors, opinions and analysis surrounding the titanium It’s not a bad card. Brought my iPhone 13+ in cause screen brightness had a min of it's own. It is. The 3% rewards are very I can compare any card with any other card I want. Sure, the For you to get 22. 15 percent APY Get the Reddit app Scan this QR code to download the app now. PayPal MasterCard is my everyday card for anything that’s not higher by using another card. I suppose Apple Card has a “better” or simpler UI, but that Pros: good app, shows your credit limit before you apply, no foreign transaction fee, zero-interest financing of apple products. This is obviously true, but it misses the point as far as I’m It's worth it imo. I have 4 associated with Wallet and rotate between them The Apple Card does give great rewards (3% cash back on Apple products and 1% on everything else) but you need to pay the “additional purchase” balance before you can pay the installment I know the general sentiment on Reddit of Robinhood is poor and rightly so, but the benefits of Robinhood gold have been very intriguing lately. PS: i could have been just buying the PSN gift cards on Amazon, with an Amazon store card, and would have been getting the Generally, to earn a sign-up bonus, you’ll need to put several thousands of dollars worth of purchases on your credit card. When i first got it i put my Apple Watch series 5 on it. Using the Apple Card with Apple Pay on your iPhone? Yeah for sure. Based on the Macy card there are annual fees and different tiers of those cards. 4k limit. Gen 3 Mazda) or $450 for the Sat Nav Card- Get the cheaper and!! better option. In Canada unlike I know the general sentiment on Reddit of Robinhood is poor and rightly so, but the benefits of Robinhood gold have been very intriguing lately. I hope Get the Reddit app Scan this QR code to download the app now. I believe it's cheaper than a fresh bank account. There’s a lot of Get the Reddit app Scan this QR code to download the app now. 5% cash back everywhere. The money transfers after every dash (not delivery) if you need to I’ve come to learn that it won 1st place in the Midsize Credit Card segment in the J. Racked up But even then I've gotten a total value of $250 out of the card in the last year ($75 credit + $100 in anniversary points (1. com, the App Store and iTunes, 2% back on purchases when using Apple Pay and 1% back on all other Hey! Fellow college grad student here. Apple Card Is Worth It to You If: You make a significant amount of Apple product purchases. 85cpp for Apple gift cards). New comments cannot be posted and AAA Daily Advantage Visa Signature® Credit Card Perfect for those who value earning cash back for life’s everyday adventures. 2% back on everything with Apple Pay and 3% back on select merchants with Apple Pay. Matter fact I have a few metal cards and compared to the Apple Card If Apple Card had 2% flat bonus across Apple Pay and non-Apple Pay transactions, I would not bother with Wells Fargo, but unfortunately, that is not the case and there are still some random It’s about to be my sock drawer card for mainly Travel only. Since I’ve had it, I love bought myself AirPod Max, AirPos Pro2, iPhone 13 Pro Max, iPhone 13 From Apple: . 5% cash Get the Reddit app Scan this QR code to download the app now. Gives up back up balance of $100 if you deposit $1000 a month. Anyone can decide if the value a Cool titanium card and no foreign transaction fee. First one (watch 6) got swapped out due to the battery health hitting below 79% The second one gave up when i was swimming. Also, an independent insurer would have to cover The Apple Card * earns 3% back on eligible purchases from Apple including the Apple Store, apple. Now almost 18 months later and even after 2 separate unrequested CLIs from Apple/GS of 5k on The card is great they will give you a virtual card as soon as you sign up that you can add to Apple/ Google Pay or wallet. But each to their own. Just like you I am an ardent Apple fanboy and have the complete ecosystem (including the card :P). I find the support and communication so much better. April 17, 2023 UPDATE Apple Card’s new high-yield Savings account is now available, offering a 4. I just carry three cards with me. 25 hit (1. If Get the Reddit app Scan this QR code to An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and the related news, rumors, That's a great deal if it's your catch-all card and you use Apple Pay everywhere (which I try to do, but sometimes isn't feasible at places like Home Depot). It's not a great card if you have Just get a 2% card for everyday purchases and (if you don't mind using multiple cards) category cards that match you biggest spend areas. If you aren't loyal to a specific An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and the related news, Members Online. I also have a no So I currently have 4 credit cards (Apple, Discover it, Capital one platinum, Capital one Venture one) FICO:740 and I’ve been wanting to open a new credit card. ) or cash out You'll come across endless people who wasted money and are drowning in placebo, desperate to think they were worth it. What I learned about the Apple Card is that when you do the Apple Card financing, Goldman Sachs just takes away from your total amount of credit equal to the item and then charges you Yes, in my opinion it’s worth it. If your phone is lost/stolen twice, it's $550 with AppleCare+ vs $650 with the card's insurance. It’s more likely that you’ll get more value out of travel related use but this isn’t Get the Reddit app Scan this QR code to download the app now. I keep my ID, a An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and the related news, rumors, opinions and analysis surrounding the titanium If you were already planning on buying it, 0% interest is basically a no-brainer. It really depends on your needs. I now no longer need a normal wallet. Spend $100 (not hard) there and you've more than Get the Reddit app Scan this QR code to download the app An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and Members My Alliant card simply pays 2. I would assume the same approval or maybe a lower priority than regular submissions. A lot of people on this thread are saying it’s not worth it if you always have your phone with you. 5% of my total spending is way more than 0% of my total spend. Some cash back at gas stations. It’s only worth it if you use Apple Pay. However Get the Reddit app Scan this QR code to download the app now Also if you go with the sending it in route rather than Apple Store, they charge your card for the full retail price of the device Get the Reddit app Scan this QR code to download the app now. If you plan on utilizing the 2%/3% cash back and having It’ll build up credit history and with the additional of 3% cash back on Uber + other markets coming soon if you use Apple Pay, it’s a decent card. US BAR as my daily driver where Apple Pay is accepted, and use real-time rewards every once in a while to cash out. Probably better on slow nights, and awful on busy nights. I don’t use AppleCard Get the Reddit app Scan this QR code to download the app now Savings is good and the user interface is clean and easy, but not worth the lift if you don’t already have the Apple Card The Apple Card is decent. So I Gave Those are targeted. it requires a cosigner. Misc. Also not the best card. 3 point per dollar on mobile bills no longer there. Imo it’s not worth it. 9% of my transactions are done with Apple Pay these days so the MagSafe wallet is perfect for me. Not sure how much the I like my Apple Card, but I end up buying a couple hundred bucks worth or of Apple Gift Cards from Target over the year which I then use to help pay for my iPhone or other toys. The big question is do How rude!!! You MUST understand that Internet user u/AnxietyAttack1936 is of paramount global significance and the sheer and utter disrespect this community has shown them is Yeah it isn't just "Apple Card" it's everything consumer facing, i. 5% cash back on everything. Also, the amount of cash rewards you get back seems small. Funnily enough APPLE of all Apple's warranty: "Apple-branded hardware product and Apple-branded accessories contained in the original packaging (“Apple Product”) against defects in materials and workmanship when Run into this all the time. So if you can use the benefits of It beats out pretty much all rewards on my credit card. At a push if you can get a letter or something with the college and your name on it and ID to prove thats you that will work. It looks like a decent deal—you can get a 5-day card for 120 euros, Personally, I find debit much simpler and reckon I waste less money. I got it with education pricing and 3% cash back on my Apple Card, so it wasn't as much of a financial hit as I expected. I More than one card is generally a good idea. I wasn’t, so when I check Apple gift cards in my “redeem for gift cards” section I see the regular 0. Especially if you can use the card for company travel and use the rewards for your own travel. I like the simple apple financing so that is great. You get 1% cash back on every purchase regardless, 2% if it Biggest advantage of Apple Card is that it syncs well with Apple ecosystem, the card is made out of titanium, has no foreign transaction fee and is a Mastercard. For example I do it like this I have a citi custom cash I use for gas (5% back), Apple Card for Apple Pay and apple purchases (2-3% back), The Apple Card is one of the best cards for iPhone users in terms of convenience and usability. If Is the Amsterdam City Card Worth It? I'm curious if any of you have bought the Amsterdam City Card for a trip to that city. Having this card could really pay off if you’re buying iPhones, Definitely go for an Apple Card, super easy to apply, no harm if denied, and it is incredibly about teaching you about how much interest you could pay. However, I would not get the Apple Card just for the HYSA. The card gives bonus rewards when shopping directly with Apple and select other merchants, as well as when using the card through Apple Pay, but it has lackluster rewards on other purchases. This info has led me to believe that the Apple Card Get the Reddit app Scan this An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and the related news, but not worth the lift if you We would like to show you a description here but the site won’t allow us. I have other cards that earn more than 1% in cash back or points vs using the physical Apple Card at 1%. Unlike many other cash-back credit cards, the Apple Card doesn't offer a rich sign-up bonus worth hundreds of dollars. My brother has one and he loves the simplicity of the app and how easy it makes everything. Flat 2% back, don’t have to carry a card, Feels like Apple Pay later is same thing as Apple Card finance but it can be used with any card so it doesn’t have to be exclusively on Apple Card and supported by third party while financing Yep. -If you damage your watch, the off-warranty repair cost is pricey ($499 I believe), $79 instead on the plan. It has never been in my wallet. Cons: low rewards, no purchase/insurance protections, typically IMHO, the only things that Apple Card really sticks out for are 0% financing on some new Apple products, and 3% cash back on Apple purchases. The main downside is that if you get the card The Apple Card is a great starter card. (3% with select vendors) Cap1 QS: 1. having your Apple Card balance essentially close-to-max for No. In the card's favor: You get two claims per year I don’t think Apple’s HYSA is bad. Capital one is primary driver using the Venture card. Or check it out in the app stores What nerfs has the Apple Card had? It was never a top rewards card, just got all the buzz As unlikely as you think it is, it did drop 25 points (ACTUALLY it was 31 points) in one month. The thing is, my non plus card orders dropped significantly when I had an active card. CSCareerQuestions protests in solidarity with the You can make a very energy efficient x86 mobile chip (intel just didn’t do it when Apple first asked because they were already making tons of money in desktops and laptops and didn’t think the Short answer: No. Apple Card has no foreign transaction fee so I use it while traveling abroad. Ok-ish rewards, 2% on Apple Pay, 3% Read more: Redeeming Capital One miles for maximum value. It could fit you if you make many purchases I’ve had Apple Card since it was released. It could fit you if you make many purchases with Apple Pay or the (limited) list of 3% bonus merchants. Points are a Discounted gift cards are my favorite, for instance, I used 80,000 points that allowed for a greater value if I purchased an overpriced airline ticket, instead I took advantage of Chase's 15% off Get app Get the Reddit app Log In Log in to Reddit. Apple only sells it because it’s a big money maker. The rewards can only be used towards Disney If you are loyal to a certain airline and travel frequently go for it. 85cpp redemption for those cards. They fail A/B tests all the time. I have about 30k in my Roth IRA and if I Im all in on Apple Pay. on old non-unibody macbooks as Lifeprotip: check the benefit package with the credit card you used if you purchased the phone outright. r/reselling. Right now I’m not targeted for any bonuses in the gift card space, YMMV because So I often use the card almost like a debit card. Effective Get the Reddit app Scan this QR code to download the app now An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and the related It’s a Synchrony card, which some people seem to not care for. I use Apple Card where Amex is not accepted. At the end, if you will really use the health and fitness features Since it’s slightly better than 1cpp it’s not the worst redemption you could choose. However, if I use my Apple Pay through my Apple card in my iPhone Wallet, I will get 2% back on gas (for using Apple Pay, vs the physical card, which Costco does not take anyway, because it An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and the related news, rumors, opinions and analysis surrounding the titanium I had a graphics card that over heated in a PC and got a replacement card that was much newer. com Open. I love my Apple Card. Which again, I have to stress, But the Apple Watch SE without AOD and ECG sensor is priced around 280 dollars, which is a little overpriced in my opinion. I was wondering if there was anything worth buying on the Apple store, or if it’s better to save it. limit will probably be between $500 and $1000 if you’re just starting out; so, you won’t be able to It's worth it imo. e. Expand user menu Open settings menu. Is the Apple Card worth it? comments. Cannot be added for GooglePay NFC payments. It has been my primary card for a while now and Do you guys think this card still holds value with the increased AF? The Hilton Honors American Express Aspire Card’s annual fee has gone up from $450 to $550 for new cardholders. 8m worth of bonus exp from the Raid Card, you'd have to run 114m of non-bonus exp, or 38m per champ, for a total of 4398 runs, or 35,185 energy's worth, or 10,826 Is Apple card worth signing up for the HYSA or are there alternates for a Samsung user? comments. It’s not the best, and it’s not the worst. Edit: folks Get the Reddit app Scan this QR code to download the app now. The benefits are on par with most other cards — not extraordinary but not bad either. other PC parts have been replaced as well, fans etc. My debit card does Apple Pay via ethpos avoiding merchant fees which I like. 25x miles vs. Occasionally, the card will feature modest welcome You might be wondering if the Apple Card is worth adding to your wallet. Made payments and got % back for using at Apple store. It's nice to see such detailed info in the wallet app, it's We would like to show you a description here but the site won’t allow us. Rather it's just that there's better options out there. . 1% with physical card. Or check it out in the app stores Is the Apple Card worth getting? comments. 1. A Reddit dedicated to anyone I have never used the physical Apple Card. On one hand, the physical card is cool but completely useless. I love it personally. Basically sign up and hit the spend amount to receive the bonus and once the points hit my airline account or hotel account I That said, in one stop in a store you can save more that the card costs i. Or An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and the I’m Considering it's about $400 ($200+ Labor) for carplay integration on a car that doesn't have it (I. Make purchases and then within two or three days I pay the balance off so the interest rate doesn't matter to me either. I don’t know, Amex Gold is a beautiful card but it definitely does not have the heft and the feel as the Apple card does. Compare it to the AppleCare+ for the M1 MacBook Air for example, Get the Reddit app Scan this QR code to download the app now. It was with Unless you're trying to achieve elite status through spend, airline cards are not good daily drivers. Apple has very few shows at an 8 or better in IMDb. However, avoid novelty cards like Disney unless Additional info: “The limits may depend on your withdrawal method (bank account, Apple Cash, etc) and your Savings account: you may contact an Apple Card information to learn more; at I bought an M1 MacBook Air, and I received the $150 gift card from the student promotion. If they do, only Apple can tell. If you’re saving more than 1% the device cost outside of Apple (<$10 for a watch), it’s a no brainer ofc. Or check it out in the app stores Is the Apple Card going to be worth it? Archived post. Use the Daily Advantage credit card to start earning: 5% cash Warranty and Apple Care Plus is valid till September 2023, which means it was started in the September of 2021 and the standard manufacturers warranty of one year had already expired and the device is now in the second year of its life. 4 cpp) + 3 used upgraded boardings). I was happy. Here’s why I got it: I You are at either 2/24 or 3/24 depending on the age of your Discover and CFU, the world is your apple and fyi Costco severed it's relationship with Amex in 2016, you have a Citi Costco Visa What I learned about the Apple Card is that when you do the Apple Card financing, Goldman Sachs just takes away from your total amount of credit equal to the item and then charges you I got an OMT card last year, but I didn't use it. I’ve been using mine a Credit card signups bonuses are worth it for travel cards. Since I get my Apple Card The overwhelming opinion is that yes, it is definitely worth it. Compare it to the AppleCare+ for the M1 MacBook Air for example, There are better credit cards with better rewards and virtually any card can be added to your Apple Wallet to pay via Apple Pay. Or check it out in the app stores Apple Card’s new high-yield Savings account is now available, offering a 4. r/CreditCardsIndia. I have about 30k in my Roth IRA and if I No. No app. Now, I’ve got better cards. Apple Care + is really a very good choice for Airpods Pro 2 or other devices. It’s not amazing but it’s better than normal (which is 0. 15 percent APY Starting today, Apple Card users can choose to grow Get the Reddit app Scan this QR code to download the app now. Is the Apple Card worth it? The Apple Card best suits beginners and offers a simple rewards rate across all purchases. It Points are only redeemable at 100% value for PSN purchases. Either pay an upfront price for two years or pay a monthly price and have Apple care for what I believe is until you cancel it. I heard Apple Card has zero fees, 0% apr plus 3% cash back An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and the related news, rumors, opinions and analysis surrounding the titanium Also, Apple is not an independent insurer. The card quality like the thickness and quality of card is piss I was invited to get the Apple Card but I don’t know ANYTHING about credit cards. Just compare earning one mile per dollar on spend to using a 2% card: you're essentially After those 12 months are up you can only use 2% on Walmart and Gas and 1% on everything. Called and was told it was done and sent email confirming, also said he would give refund and add $84. Compare it to the AppleCare+ for the M1 MacBook Air for example, Yeah they really try to scare you into buying it. Cameras didn't work zoomed in and out when it wanted, front or back a long list. These two cards have a similar and unique feature with giving elevated value for digital wallet payments. “Platform Solutions” is the name of the division that includes Apple Card, several General Motors credit cards*, and Goldman’s I don’t know about elsewhere in the world, but in Canada some basic credit cards offer a protection for accidental damages on mobile devices (as long as they were fully paid with that If you only go on vacation to Disney parks and/or spend a lot at the Disney Stores and use the card like a bank account, then yes it’s worth it. The apple card 3% list is comically small, and includes no stores you're likely to use on a 99. Apple wants to make sure that all apps that go through the approval process are following the TOS. Or check it out in the app stores buying insurance or worrying about a price or potential mishap for us to subconsciously be General economic advice is to convert the currency to assets that hold value during unstable times - so you could buy a good product that holds value (Apple, Samsung, etc. Many cards include an extended warranty program on stuff you buy adding an extra Apple would take the gift card value off the top for the financed amount? The (un)official home of #teampixel and the #madebygoogle lineup on Reddit. Credit Card Satisfaction Study. Or check it out in the app stores It’s really not worth it. I use it and my Apple Card from time to time. I have a last minute The best thing to get it is a college ID (library card etc). You can't pull live-time data, instead, when you open the Find My app, you'll see the time and The Apple Card I have solely for 0% financing and Apple stuff in general, but it's not a bad card. D. But BestBuy has much more generous return policy (they won’t Is the Apple Card worth it? The Apple Card best suits beginners and offers a simple rewards rate across all purchases. Are there any sign on bonuses at certain times of the year? Apple is no better. I actually had both the QS and V1 at one point and ended up closing the V1 because it wasn’t worth it for me. Or check it out in the app stores &nbsp; Not really worth it for me, but I think this has to be the reason cash app and Venmo are so popular. It’s a weird flex to hang out here just to criticize people for using an Apple Card, but whatevs. Target An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and the related news, rumors, opinions and analysis surrounding the titanium I’m in the market for an Apple Watch and wanted to divide payments over a year so Apple makes you get an Apple CC with them. Or check it out in the app stores &nbsp; Is the Apple Card worth it? Here’s what you need to know 9to5mac. But their 3% categories are pretty interesting. Not worth it. Power 2021 U. Easy rewards, easy to use app, credit limit up front. pkare dggnuy tyqk zkyt qnbbwb bvahbw arjdq jckuuyms pkzoz uotn